Affordable Accident Insurance
In Partnership with The National Association for the Self-Employed (NASE) and MetLife
Why accident insurance?
Accident insurance pays out a lump sum if you incur specific kinds of injury as a result of an accident. Legally distinct from health insurance, accident insurance allows you to claim benefits even if the injuries you incur do not keep you out of work. Accident insurance may also help cover any medical expenses that your health insurance (if you have any) doesn't cover.
Here is a general list of some of what is typically covered by an accident insurance policy:
- Injuries: such as fractures, dislocations, concussions, lacerations, eye injuries, torn knee cartilage, ruptured discs, and severe burns.
- Medical Services and Treatments: such as ambulance, emergency care, therapy services, medical testing (including X-rays, MRIs, CT scans), medical appliances, and certain types of surgeries.
- Hospitalization: such as hospital admission, confinement, and inpatient rehab after an accident.
- Additional Benefits: such as accidental death, dismemberment, loss, paralysis, supplemental benefit for lodging.
For a complete list and additional details, you must read the applicable policy documents when you sign up.
Total cost of offering starts at around $20* per month depending on your selections!
IMPORTANT! To maximize your savings, you must follow the instructions below to get the special membership rate.
*Price calculated based on NASE Membership fee + price of accident insurance for initial individual. See details below.
This is a Guaranteed Acceptance Plan with No Waiting Period.
See this page for the details and other legal stuff.
Unfortnately, this benefit is NOT yet available to residents of the following states:
Alaska, Delaware, Florida, Louisiana, Maryland, Maine, Missouri, Montana, North Carolina, New Hampshire, New Mexico, Oregon, Utah, Vermont, Washington, West Virginia.
METLIFE'S ACCIDENT INSURANCE IS A LIMITED BENEFIT GROUP INSURANCE POLICY.
The policy is not intended to be a substitute for medical coverage and certain states may require the insured to have medical coverage to enroll for the coverage. The policy or its provisions may vary or be unavailable in some states. There are benefit reductions that begin at age 65, if applicable. Like most group accident and health insurance policies, policies offered by MetLife may include waiting periods and contain certain exclusions, limitations and terms for keeping them in force. For complete details of coverage and availability, please refer to the group policy form GPNP14-AX-ASSN or contact MetLife. Benefits are underwritten by Metropolitan Life Insurance Company, New York, New York.
Metropolitan Life Insurance Company | 200 Park Avenue | New York, NY 10166
L0320002254[exp0321][All States][DC,GU,MP,PR,VI] © MetLife Services and Solutions, LLC
AX12-AX16
Step 1: Join The NASE
To get this accident insurance, you must first be a member of The National Association for the Self-Employed (NASE). The membership really offers a lot of great benefits in additional to the accident insurance. With the special partnership arrangement, you can sign up for the Annual Membership (normally $120 Annually) for just $99 Annually. If you divide that by 12, you get a monthly cost of just $8.25.
Even if you don't buy the accident insurance, the membership alone is a terrific value when you consider all of the many benefits that are included.
To get this dicounted rate, you must use the promo code of "BizBangBoom" when signing up. This is important!
Step 2: Add The MetLife Accident Insurance Add-on
The accident insurance is not part of the regular membership plan. It's an add-on. The starting price for the add-on is currently $11.77 per month. However, this price may increase at checkout depending on how many individuals you want to insure.
To purchase, first review the page that describes the insruance in better detail than what you will find here. Then, purchase the insurance using the credit card form at the bottom under the "Get Started" header. To see the form, you must be logged in as a member.
Once this is done, you'll receive an email invitation to complete a quick form required by the accident insurance company. Then, submit electronically and that's it!